Saturday, March 5, 2011
Cheap Health Insurance
Today what the hell are cheap? everything is expensive including skyrocketing health costs. Today, people who earn a mediocre, if admitted to hospital seems really hard to make. Not only the sick body alone but also sick bag. And usually for no more pain, I think emang already have the name of health insurance.
To get around this, there are several insurance companies that work with the bank issued a health insurance product through credit card, because it can direct the premium payments from credit cards. This health insurance premiums are cheap, cheaper than the insurance that had been offered by the insurance agent, was so lightly condition and the process was quicker.
And the usual rules of insurance, the greater the premium, the greater and more extensive coverage santunannya protection. Beside that also, this insurance does not require a doctor's certificate on the history of the disease. Customers generally also have a period of 20 to 25 days each month to pay premiums that are not so large that (premiums less than USD 100,000). This is definitely lighter than individual insurance which generally require payment at once. So it looks like insurance via credit card is cheap and flexible making it suitable for people who do not have substantial funds.
However, there are some who need to be considered in choosing a product:
First, Do not forget the amount of money insured in insurance packages through credit cards is usually not so big. So if we need large, the number santunannya would not be enough. Moreover, insurance via credit card has been made in the form of packages, so it can not be designed as needed.
Second, careful advance facility provided by insurance companies such as inpatient, outpatient and savings elements.
Thirdly, how to process his claim? do not let the process is troublesome when it will claim it.
Fourth, look at the element of savings or return on investment. This applies to insurance that offers a refund within a certain percentage after the coverage period is completed.
Fifth, no matter how good an insurance product, make sure to pay premiums
.
Finally, look at hospitals that coexist with them. Do not get a referral hospital is the hospital that are located far away remote places :)
So, I think do not be tempted by a cheap premium value with great coverage without us examine and look deeper.
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1 comments:
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